Home Point Financial Blog

How to Get a Mortgage After Foreclosure

If you are trying to purchase a home after a foreclosure, you are not alone. In the past decade, millions of homeowners went through foreclosure, due to sky-high housing prices and dropping property values combined with a financial downturn. Now that the housing market is more stable, we are beginning to move past these difficult times....
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Tips to Spring Clean Your Finances

Spring cleaning is a longstanding tradition in our culture. But before you break out the cleaning supplies, you may be long overdue to organize your finances. Not only will this help simplify things for you, it also will set you up for months of financial success. Use our tips below to spring clean your finances!...
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Why You Shouldn't Worry About Rising Mortgage Rates

While we saw mortgage rates at near historic lows in 2016, the year ended with rates at their highest levels since 2014. Mortgage rates began rising after the 2016 presidential election, and experts are predicting that they will continue to rise (at a slower pace) in 2017. But don’t panic. In fact, rates are still very low and now is a great time to refinance or purchase before rates rise again....
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4 Must Haves for Your Next Home

Have you been noticing your growing family is running out of room in your current home, or that your new job has more than doubled your commute? These may be signs that its time to buy a new home. Before you begin your house search, use our ideas below to create a list of must haves for your next home, so you will be happy in it for years to come!...
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4 Tips for Selling Your Home in the Winter

Spring and fall are typically the ideal seasons for selling a home, but there are some circumstances that may require you to put your house on the market during the winter months. While there may be some challenges, it’s important to stay hopeful; people are still looking to buy, and you have less competition on the market. Use our tips below to help sell your home this winter!...
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Top Cities to Live in 2017

Moving to a new city can be both an exciting and stressful time. Whether you’re a first time homebuyer or you’re looking to make a change in 2017, you’re going to want to move to an affordable, fun and economically diverse city. Below are our top suggestions of where to live in 2017!...
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Housing Trends for 2017

According to the Urban Land Institute’s annual Emerging Trends in Real Estate Report, the United States real estate market is in a better place compared to the rest of the world. If you’re thinking about buying a home in 2017, be sure to familiarize yourself the market trends below....
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6 Facts about VA Loans

While more and more veterans are taking advantage of the benefits VA loans offer, some veterans are not familiar with all of the program’s unique benefits and quirks. Do you think you are eligible to qualify for a VA loan? Learn more about the program....
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What to Look for When You're Loan Shopping

Just like you invest plenty of time searching for the perfect house, you should spend time looking for the best loan to fit your financial needs. Saving even a little bit of money on your rate will add up over the years. Below are some tips to use to help you make the right choice for your loan....
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How Millennials are Reshaping the Housing Market

According to the latest housing trends report by Zillow, 50% of today’s homebuyers are 36 years old or younger. In addition, 47% are first-time buyers and 63% of people selling a home are doing so for the first time. With Millennials just beginning to enter the housing market, they are reshaping the market with their new approaches to shopping, financing, and purchasing their first homes....
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Which Loan is Right for You?

The right conventional loan program for you heavily depends on your age, family size and current financial situation. With so many different loan choices out there, it can be difficult to decide which one will best fit your needs. Learn about the different types of loans below so you can make an educated decision....
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4 Easy Ways to Pay Your Mortgage Down

Your mortgage is one of the biggest expenses of your life, so it makes sense that many people look to pay it off as quickly as they can afford to. If you are an individual with a good credit score, have been investing in your retirement, and have an emergency savings account, paying off your mortgage earlier than expected may be a good idea. Learn different ways to pay your mortgage down!...
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