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Key Insights from Homepoint’s Chief Investment Officer

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Key Insights from Homepoint’s Chief Investment Officer

We all know the housing marketing is hot, but what can we expect next? In a recent interview on the TD Ameritrade Network, Homepoint's Chief Investment Officer, Maria Fregosi, shared key insights on the state of the mortgage industry and what's on the horizon.

Advice for consumers during spring buying season

While interest rates are beginning to tick up above 3%, they are still at historic lows. Maria said she expects to see a strong spring home buying season. She advises consumers to work closely with their local mortgage broker to get a pre-approval letter so when they are home shopping they are prepared to make an effective offer.

Refinances still present opportunities

Maria notes that many consumers can still benefit from historically low rates. Plus, cash out refinances give homeowners an opportunity to go in and borrow a little more to rehab a home.

Mortgage market outlook and trends

Maria said she is feeling confident about the market right now. Thanks to the stimulus and the economy waking up after Covid-19, we should expect the buyer demand to continue.

She sees the work from home moment to continue, allowing more consumers to consider moving to other locations. In urban areas, she sees former daily commuters considering relocating to a suburb or nearby city.

Maria noted that the current administration appears to be very supportive of homeownership and especially first-time homebuyers. We may see enhancements to programs designed to support first-time homebuyers.

Watch the full interview.

Maria on TD Ameritrade Network


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