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What are the costs associated with refinancing?

Fees associated with refinancing vary depending on the type of loan you are looking for, but there are standard fees that are typical across the board. These fees include credit report, title, escrow, appraisal, notary, and recording fees. Aside from the closing fees, there will be prorated pre-paid costs for items such as property taxes, interest, and homeowners insurance (if applicable). If you have enough equity in your home, you may be able to add all fees and pre-paid items into your new home loan amount.

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