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Will my automatic payment amount ever change?

In accordance with the terms of your loan, your monthly payment may change if certain situations arise, such as:

  • You have an escrow account and your monthly escrow payment changes as a result of your annual escrow analysis.
  • You have an adjustable rate loan and your interest rate changes as a result of a scheduled interest rate adjustment.

As part of the Auto Pay setup process, you authorize Homepoint to adjust the monthly Auto Pay as changes occur.

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