We feature a variety of loan programs to suit most any need.
We've organized our loan programs according to the features they include. Use the icons to help select by loan qualifier. Select each loan program to learn more.
FHA loans are a great option for borrowers in need of a low down payment option or flexible credit score requirements to purchase or refinance a home. Home Point Financial offers a variety of FHA options, including the FHA Streamline program, which requires reduced documentation and underwriting compared to switching programs.
- Down payment as low as 3.5%
- Fixed Rate Mortgage options available with 10 to 30 year terms
- Adjustable Rate Mortgages (ARMs) available
- High Balance available in certain counties
- Minimum credit score of 580