Questions & Answers
Got Questions? We can help.
We've compiled a list of common questions we've encountered in the loan application and home buying experience. If you have any other questions of your own, please contact us today.
What are points?
It is an upfront cash payment required by the lender as part of the charge for the loan, expressed as a percentage of the loan amount; e.g., "2 points" means a charge equal to 2% of the loan balance.