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Got Questions? We can help.

We've compiled a list of common questions we've encountered in the loan application and home buying experience. If you have any other questions of your own, please contact us today.

Pre-qualification is a lender's judgment of your ability to make payments on your mortgage, based on your verbal statement of income, assets and employment history. Pre-approval is the underwriting decision that you are conditionally qualified and is subject to the lender's review of your completed application, verification of your income, assets, employment history, credit check, appraisal and other determining factors.