Home Point Financial proudly offers VA Loans to American Veterans. VA Loans are available to veterans, active duty service members, US National Guard and reserve members, surviving spouses and others seeking home ownership in California.

Requirements and Eligibility for California VA Loans

  1. Eligible for CA homes which the qualified borrower is going to occupy
  2. Good credit score
  3. Sufficient income
  4. Valid Certificate of Eligibility

California VA Loan Features

  1. Down payment is not required for California VA Loans
  2. No prepayment penalties
  3. No private mortgage insurance to pay each month
  4. California VA Loan closing costs can be paid by the seller
  5. CA loans are assumable by qualified borrowers
  6. Veteran may reuse entitlements

There are a number of VA Loan programs in California, including Purchase Loans, Cash-Out Refinance, etc. Contact Home Point Financial's loan specialists to learn more about VA Loans.