What is the HARP Loan Program in Delaware?

The US Government's Home Affordable Refinance Program (HARP) is a program designed to help Delaware homeowners refinance their Delaware home in situations where home value has declined and, as a result, other Delaware home loan refinancing programs are not an option. H.A.R.P. loans in that state of Delaware are meant to help homeowners obtain a more affordable and stable DE mortgage.

Delaware HARP Loan Requirements

  1. Delaware homeowners who currently owe more their DE mortgage than the home’s current market value
  2. Have private mortgage insurance in Delaware
  3. Have a Fannie Mae or Freddie Mac insured loan
  4. Have wanted to refinance in Delaware but were told they didn't qualify
  5. Delaware refinances of up to 95% loan-to-value
  6. Good payment history on current Delaware loan
  7. Additional requirements apply

Do refinance fees for HARP Loans in Delaware apply?

Delaware HARP loans require underwriting and a loan application process and underwriting process so refinance fees will apply.

Delaware HARP Loan Lenders

Apply now or contact the DE HARP lenders in out Wilmington, Delaware office to learn more about the Delaware HARP program and eligibility.