What is the HARP Loan Program in Georgia?

The US Government's Home Affordable Refinance Program (HARP) is a program designed to help homeowners refinance their home in situations where home value has declined and, as a result, other refinancing programs are not an option. H.A.R.P. loans in Georgia are meant to help homeowners obtain a more affordable and stable mortgage.

Georgia HARP Loan Requirements

  1. Homeowners who currently owe more on their mortgage than the home’s current market value
  2. Have private mortgage insurance in Georgia
  3. Have a Fannie Mae or Freddie Mac insured loan
  4. Have wanted to refinance, but were told they didn't qualify
  5. Georgia refinances of up to 95% loan-to-value
  6. Good payment history on current loan
  7. Additional requirements apply

Do refinance fees for HARP Loans in Georgia apply?

Georgia HARP loans require underwriting and a loan application process and underwriting process so refinance fees will apply.

Georgia HARP Loan Lenders

Contact Home Point Financial to learn more about the Georgia HARP program and eligibility.