What is the HARP Loan Program in Hawaii?

The US Government's Home Affordable Refinance Program (HARP) is a program designed to help Hawaii homeowners refinance their home in situations where home value has declined and, as a result, other home loan refinancing programs are not an option. H.A.R.P. loans in Hawaii are meant to help homeowners obtain a more affordable and stable mortgage.

Hawaii HARP Loan Requirements

  1. Homeowners who currently owe more on their mortgage than the home’s current market value
  2. Have private mortgage insurance in Hawaii
  3. Have a Fannie Mae or Freddie Mac insured loan
  4. Have wanted to refinance, but were told they didn't qualify
  5. Hawaii refinances of up to 95% loan-to-value
  6. Good payment history on current loan
  7. Additional requirements apply

Do refinance fees for HARP Loans in Hawaii apply?

Hawaii HARP loans require underwriting and a loan application process and underwriting process so refinance fees will apply.

Hawaii HARP Lenders

Contact Home Point Financial to learn more about the HARP program and eligibility.