Home Point Financial has helped first time and seasoned homeowners in Idaho find financing for many years. Our experienced team of Idaho mortgage professionals have helped homeowners secure conventional, FHA, VA loans, and much more in Boise, Idaho Falls, Meridian and throughout the state of Idaho.

Idaho Home Mortgages

Home Point Financial is a licensed Idaho mortgage lender who remains true to its mission of providing competitive Idaho loan options while maintaining the fastest closing rates in the industry. Home Point Financial offers a number of loan options in ID.

  1. Conventional Home Loans - 10 year, 15 year, 30 year, ARM, second home loans, etc.
  2. FHA Loans
  3. HomeReady Loans
  4. Home Possible
  5. Renovation Loans
  6. VA Loans
  7. USDA Loans
  8. Jumbo Loans
  9. ID HARP Loans

Idaho (ID) Mortgage Rates

Idaho rates on mortgages vary based on a number of factors including (but not limited to):

  1. Idaho loan type (conventional, FHA, VA, etc.)
  2. Credit profile (buyer credit history, credit score, etc.)
  3. Idaho property type (single-family, multi-family, mobile home, etc.)
  4. Mortgage term (15-year, 30 year, etc.)
  5. Loan size
  6. Appraisal value (home/property appraisal value)
  7. Occupancy
  8. Subordinate financing

Each of these factors affects the ID mortgage rates and our Idaho mortgage specialists are available to provide specific answers based on your situation. In the meantime, Home Point Financial's Idaho mortgage payment calculator will help estimate payments.

Contact the Idaho (ID) Mortgage Professionals

Ready to take the next step in securing your Idaho home loan? Apply online or contact us Home Point Financial and put our experience to work for you!