Home Point Financial has helped first time and seasoned homeowners in Illinois find financing for many years. Our experienced team of mortgage professionals have helped homeowners secure conventional, FHA, VA loans, and much more in Chicago, Aurora, Rockford and throughout the state.

Types of Illinois Mortgages

Home Point Financial is a licensed Illinois mortgage lender who remains true to its mission of providing competitive loan options while maintaining the fastest closing rates in the industry. Home Point Financial offers a number of loan options:

  1. Conventional Home Loans 
  2. FHA Loans
  3. HomeReady Loans
  4. Home Possible
  5. VA Loans
  6. USDA Loans
  7. Jumbo Loans
  8. IL HARP Loans

Illinois (IL) Mortgage Rates

Illinois rates on mortgages vary based on a number of factors, including (but not limited to):

  1. Loan type (conventional, FHA, VA, etc.)
  2. Credit profile (buyer credit history, credit score, etc.)
  3. Property type (single-family, multi-family, mobile home, etc.)
  4. Mortgage term (15-year, 30 year, etc.)
  5. Loan size
  6. Appraisal value (home/property appraisal value)
  7. Occupancy
  8. Subordinate financing

Each of these factors affects mortgage rates and our Illinois mortgage specialists are available to provide specific answers based on your situation.

Contact the Illinois Mortgage Professionals

Ready to take the next step in securing your Illinois home loan? Contact Home Point Financial and put our experience to work for you!