What is the HARP Loan Program in Indiana?

The US Government's Home Affordable Refinance Program (HARP) is a program designed to help Indiana homeowners refinance their home in situations where home value has declined and, as a result, other refinancing programs are not an option. H.A.R.P. loans are meant to help homeowners obtain a more affordable and stable mortgage.

Indiana HARP Loan Requirements

  1. Homeowners who currently owe more on their mortgage than the home’s current market value
  2. Have private mortgage insurance in Indiana
  3. Have a Fannie Mae or Freddie Mac insured loan
  4. Have wanted to refinance, but were told they didn't qualify
  5. Indiana refinances of up to 95% loan-to-value
  6. Good payment history on current Indiana loan
  7. Additional requirements apply

Do refinance fees for HARP Loans in Indiana apply?

Indiana HARP loans require a loan application and underwriting process, so refinance fees will apply.

Indiana HARP Lenders

Contact Home Point Financial to learn more about the Indiana HARP program and eligibility.