What is the HARP Loan Program in Kansas?

The US Government's Home Affordable Refinance Program (HARP) is a program designed to help Kansas homeowners refinance their home in situations where home value has declined and, as a result, other refinancing programs are not an option. H.A.R.P. loans are meant to help homeowners obtain a more affordable and stable mortgage.

Kansas HARP Loan Requirements

  1. Homeowners who currently owe more on their mortgage than the home’s current market value
  2. Have private mortgage insurance in Kansas
  3. Have a Fannie Mae or Freddie Mac insured loan
  4. Have wanted to refinance but were told they didn't qualify
  5. Kansas refinances of up to 95% loan-to-value
  6. Good payment history on current Kansas loan
  7. Additional requirements apply

Do refinance fees for HARP Loans in Kansas apply?

Kansas HARP loans require underwriting and a loan application process, so refinance fees will apply.

Kansas HARP Loan Lenders

Contact Home Point Financial to learn more about the Kansas HARP program and eligibility.