Home Point Financial proudly offers VA Loans to American Veterans. VA Loans are available to veterans, active duty service members, US National Guard and reserve members, surviving spouses and others seeking home ownership in Kentucky.

Requirements and Eligibility for VA Loans

  1. Eligible for homes which the qualified borrower is going to occupy
  2. Good credit score
  3. Sufficient income
  4. Valid Certificate of Eligibility

VA Loans – Benefits and Features

  1. Down payment is not required for Kentucky VA Loans
  2. No prepayment penalties
  3. No private mortgage insurance to pay each month
  4. VA Loan closing costs can be paid by the seller
  5. Loans are assumable by qualified borrowers
  6. Veterans may reuse entitlements

There are a number of VA Loan programs in Kentucky. including Purchase Loans, Cash-Out Refinance, etc. Contact Home Point Financial's loan specialists to learn more about VA or other home loans.