Home Point Financial has helped first time and seasoned homeowners in Michigan find financing for many years. Our experienced team of mortgage professionals have helped homeowners secure conventional, FHA, VA loans and much more in Detroit, Grand Rapids, Warren and throughout the state.

Types of Michigan Mortgages

Home Point Financial is a licensed Michigan mortgage lender who remains true to its mission of providing competitive Michigan loan options while maintaining the fastest closing rates in the industry. Home Point Financial offers a number of loan options:

  1. Conventional Home Loans 
  2. HomeReady Loans
  3. VA Loans
  4. USDA Loans
  5. Jumbo Loans
  6. MI HARP Loans
  7. Home Possible Loans

Michigan Mortgage Rates

Michigan rates on mortgages vary based on a number of factors including (but not limited to):

  1. Loan type (conventional, FHA, VA, etc.)
  2. Credit profile (buyer credit history, credit score, etc.)
  3. Property type (single-family, multi-family, mobile home, etc.)
  4. Mortgage term (15-year, 30 year, etc.)
  5. Loan size
  6. Appraisal value (home/property appraisal value)
  7. Occupancy
  8. Subordinate financing

Each of these factors affects mortgage rates and our Michigan mortgage specialists are available to provide specific answers based on your situation. 

Contact the Michigan Mortgage Professionals

Ready to take the next step in securing your Michigan home loan? Apply Online or contact us at Home Point Financial and put our experience to work for you!