Home Point Financial proudly offers Mississippi VA Loans to American Veterans. MS VA Loans are available to veterans, active duty service members, US National Guard and reserve members, surviving spouses and others seeking home ownership in Mississippi.

Requirements and Eligibility for Mississippi VA Loans

  1. Eligible for MS homes which the qualified borrower is going to occupy
  2. Good credit score
  3. Sufficient income
  4. Valid Certificate of Eligibility

VA Loans (Mississippi) – Benefits and Features

  1. Down payment is not required for Mississippi VA Loans
  2. No prepayment penalties
  3. No private mortgage insurance to pay each month
  4. Mississippi VA Loan closing costs can be paid by the seller
  5. MS loans are assumable by qualified borrowers
  6. Veteran may reuse entitlements

There are a number of loan programs in Mississippi including Mississippi Purchase Loans, Cash-Out Refinance, etc. Apply online or contact Home Point Financial's loan specialists to learn more about VA Loans in Mississippi.