Home Point Financial has helped first time and seasoned homeowners in New Jersey find financing for many years. Our experienced team of New Jersey mortgage professionals have helped homeowners secure conventional, FHA, VA loans, and much more in Newark, Jersey City, Paterson and throughout the state of New Jersey.

Types of New Jersey Mortgages

Home Point Financial is a licensed New Jersey mortgage lender who remains true to its mission of providing competitive New Jersey loan options while maintaining the fastest closing rates in the industry. Home Point Financial offers a number of loan options in NJ.

  1. Conventional Home Loans - 10 year, 15 year, 30 year, ARM, second home loans, etc.
  2. FHA Loans
  3. HomeReady Loans
  4. Home Possible Mortgages
  5. VA Loans
  6. USDA Loans
  7. Jumbo Loans
  8. NJ HARP Loans

New Jersey (NJ) Mortgage Rates

New Jersey rates on mortgages vary based on a number of factors including (but not limited to):

  1. New Jersey loan type (conventional, FHA, VA, etc.)
  2. Credit profile (buyer credit history, credit score, etc.)
  3. New Jersey property type (single-family, multi-family, mobile home, etc.)
  4. Mortgage term (15-year, 30 year, etc.)
  5. Loan size
  6. Appraisal value (home/property appraisal value)
  7. Occupancy
  8. Subordinate financing

Each of these factors affects the NJ mortgage rates and our New Jersey mortgage specialists are available to provide specific answers based on your situation. In the meantime, Home Point Financial's New Jersey mortgage payment calculator will help estimate payments.

Contact the New Jersey (NJ) Mortgage Professionals

Ready to take the next step in securing your New Jersey home loan? Apply Online or contact us Home Point Financial and put our experience to work for you!