Home Point Financial proudly offers VA Loans to American Veterans, active duty service members, US National Guard and Reserve members and surviving spouses seeking home ownership in New Jersey.

Requirements and Eligibility for New Jersey VA Loans

  1. Eligible for homes which the qualified borrower is going to occupy
  2. Good credit score
  3. Sufficient income
  4. Valid Certificate of Eligibility

VA Loans (New Jersey) – Benefits and Features

  1. Down payment is not required for VA Loans
  2. No prepayment penalties
  3. No private mortgage insurance to pay each month
  4. Loan closing costs can be paid by the seller
  5. Loans are assumable by qualified borrowers
  6. Veteran may reuse entitlements

There are a number of VA Loan programs, including Purchase Loans, Cash-Out Refinance, etc. Contact Home Point Financial's loan specialists to learn more.