What is the HARP Loan Program in Oklahoma?

The US Government's Home Affordable Refinance Program (HARP) is a program designed to help homeowners refinance their home in situations where value has declined and, as a result, other refinancing programs are not an option. H.A.R.P. loans are meant to help homeowners obtain a more affordable and stable mortgage.

Oklahoma HARP Loan Requirements

  1. Homeowners who currently owe more on their mortgage than the home’s current market value
  2. Have private mortgage insurance 
  3. Have a Fannie Mae or Freddie Mac insured loan
  4. Have wanted to refinance, but were told they didn't qualify
  5. Refinances of up to 95% loan-to-value
  6. Good payment history on current loan
  7. Additional requirements apply

Oklahoma HARP loans require underwriting and a loan application process, so refinance fees will apply.

Oklahoma HARP Lenders

Contact Home Point Financial to learn more about the Oklahoma HARP program and eligibility.