Home Point Financial has helped first time and experienced homeowners in Oregon find financing for many years. Our team of mortgage professionals have helped homeowners secure conventional, FHA, VA loans and more in Portland, Salem, Eugene and throughout the state of Oregon.

Types of Oregon Mortgages

Home Point Financial is a licensed Oregon mortgage lender who remains true to its mission of providing competitive loan options while maintaining the fastest closing rates in the industry. Home Point Financial offers a number of loan options:

  1. Conventional Home Loans - 10 year, 15 year, 30 year, ARM, second home loans, etc.
  2. FHA Loans
  3. HomeReady Loans
  4. Home Possible Mortgage Program
  5. VA Loans
  6. USDA Loans
  7. Jumbo Loans
  8. HARP Loans

Oregon Mortgage Rates

Rates on mortgages vary based on a number of factors, including (but not limited to):

  1. Loan type (conventional, FHA, VA, etc.)
  2. Credit profile (buyer credit history, credit score, etc.)
  3. Property type (single-family, multi-family, mobile home, etc.)
  4. Mortgage term (15-year, 30 year, etc.)
  5. Loan size
  6. Appraisal value (home/property appraisal value)
  7. Occupancy
  8. Subordinate financing

Each of these factors affects mortgage rates and our Oregon mortgage specialists are available to provide specific answers based on your situation.

Contact the Oregon Mortgage Professionals

Ready to take the next step in securing your home loan? Contact Home Point Financial and put our experience to work for you!