Home Point Financial has helped first time and seasoned homeowners in Rhode Island find financing for many years. Our experienced team of Rhode Island mortgage professionals have helped homeowners secure conventional, FHA, VA loans, and much more in Newport, Warwick and throughout the state of Rhode Island.

Types of Rhode Island Mortgages

Home Point Financial is a licensed Rhode Island mortgage lender who remains true to its mission of providing competitive Rhode Island loan options while maintaining the fastest closing rates in the industry. Home Point Financial offers a number of loan options in RI.

  1. Conventional Home Loans - 10 year, 15 year, 30 year, ARM, second home loans, etc.
  2. FHA Loans
  3. Home Possible Loans
  4. HomeReady Loans
  5. VA Loans
  6. USDA Loans
  7. Jumbo Loans
  8. RI HARP Loans

Rhode Island (RI) Mortgage Rates

Rhode Island rates on mortgages vary based on a number of factors including (but not limited to):

  1. Rhode Island loan type (conventional, FHA, VA, etc.)
  2. Credit profile (buyer credit history, credit score, etc.)
  3. Rhode Island property type (single-family, multi-family, mobile home, etc.)
  4. Mortgage term (15-year, 30 year, etc.)
  5. Loan size
  6. Appraisal value (home/property appraisal value)
  7. Occupancy
  8. Subordinate financing

Each of these factors affects the RI mortgage rates and our Rhode Island mortgage specialists are available to provide specific answers based on your situation. In the meantime, Home Point Financial's Rhode Island mortgage payment calculator will help estimate payments.

Contact the Rhode Island (RI) Mortgage Professionals

Ready to take the next step in securing your Rhode Island home loan? Apply Online or contact us Home Point Financial and put our experience to work for you!