Home Point Financial has helped first time and seasoned homeowners in South Carolina find financing for many years. Our experienced team of South Carolina mortgage professionals have helped homeowners secure conventional, FHA, VA loans, and much more in Columbia, Charleston, Myrtle Beach and throughout the state of South Carolina.

Types of South Carolina Mortgages

Home Point Financial is a licensed South Carolina mortgage lender who remains true to its mission of providing competitive South Carolina loan options while maintaining the fastest closing rates in the industry. Home Point Financial offers a number of loan options in SC.

  1. Conventional Home Loans - 10 year, 15 year, 30 year, ARM, second home loans, etc.
  2. FHA Loans
  3. HomeReady Loans
  4. Home Possible Program
  5. VA Loans
  6. USDA Loans
  7. Jumbo Loans
  8. SC HARP Loans

South Carolina (SC) Mortgage Rates

South Carolina rates on mortgages vary based on a number of factors including (but not limited to):

  1. South Carolina loan type (conventional, FHA, VA, etc.)
  2. Credit profile (buyer credit history, credit score, etc.)
  3. South Carolina property type (single-family, multi-family, mobile home, etc.)
  4. Mortgage term (15-year, 30 year, etc.)
  5. Loan size
  6. Appraisal value (home/property appraisal value)
  7. Occupancy
  8. Subordinate financing

Each of these factors affects the SC mortgage rates and our South Carolina mortgage specialists are available to provide specific answers based on your situation. In the meantime, Home Point Financial's South Carolina mortgage payment calculator will help estimate payments.

Contact the South Carolina (SC) Mortgage Professionals

Ready to take the next step in securing your South Carolina home loan? Apply Online or contact us Home Point Financial and put our experience to work for you!