Home Point Financial proudly offers Texas VA Loans to American Veterans. TX VA Loans are available to veterans, active duty service members, US National Guard and reserve members, surviving spouses and others seeking home ownership in Texas.

Requirements and Eligibility for Texas VA Loans

  1. Eligible for TX homes which the qualified borrower is going to occupy
  2. Good credit score
  3. Sufficient income
  4. Valid Certificate of Eligibility

VA Loans (Texas) – Benefits and Features

  1. Down payment is not required for Texas VA Loans
  2. No prepayment penalties
  3. No private mortgage insurance to pay each month
  4. Texas VA Loan closing costs can be paid by the seller
  5. TX loans are assumable by qualified borrowers
  6. Veteran may reuse entitlements

There are a number of VA Loan programs in Texas including Texas Purchase Loans, Cash-Out Refinance, etc. Apply now or contact Home Point Financial's loan specialists to learn more about VA Loans in Texas.