Home Point Financial has helped first time and seasoned homeowners in Virginia find financing for many years. Our experienced team of Virginia mortgage professionals have helped homeowners secure conventional, FHA, VA loans, reverse mortgages and much more in Virginia Beach, Norfolk, Chesapeake and throughout the state of Virginia.

Types of Virginia Mortgages

Home Point Financial is a licensed Virginia mortgage lender who remains true to its mission of providing competitive Virginia loan options while maintaining the fastest closing rates in the industry. Home Point Financial offers a number of loan options in VA.

  1. Conventional Home Loans - 10 year, 15 year, 30 year, ARM, second home loans, etc.
  2. FHA Loans
  3. HomeReady Loans
  4. VA Loans
  5. USDA Loans
  6. Virginia Reverse Mortgages
  7. Jumbo Loans
  8. VA HARP Loans

Virginia (VA) Mortgage Rates

Virginia rates on mortgages vary based on a number of factors including (but not limited to):

  1. Virginia loan type (conventional, FHA, VA, etc.)
  2. Credit profile (buyer credit history, credit score, etc.)
  3. Virginia property type (single-family, multi-family, mobile home, etc.)
  4. Mortgage term (15-year, 30 year, etc.)
  5. Loan size
  6. Appraisal value (home/property appraisal value)
  7. Occupancy
  8. Subordinate financing

Each of these factors affects the VA mortgage rates and our Virginia mortgage specialists are available to provide specific answers based on your situation. In the meantime, Home Point Financial's Virginia mortgage payment calculator will help estimate payments.

Contact the Virginia (VA) Mortgage Professionals

Ready to take the next step in securing your Virginia home loan? Apply Online or contact us Home Point Financial and put our experience to work for you!