Alabama Home Loans for Veterans

VA Loans

Are you a veteran interested in purchasing or refinancing a home in Birmingham, Montgomery, Huntsville, Mobile or elsewhere in Alabama? Home Point Financial proudly offers Alabama VA Loans to American Veterans. AL VA Loans are available to veterans, active duty service members, US National Guard and reserve members, surviving spouses and others seeking home ownership in Alabama.

Requirements for Alabama VA Loans

Eligible for AL homes which the qualified borrower is going to occupy
Good credit score
Sufficient income
Valid Certificate of Eligibility

Benefits of VA Loans for Alabama Veterans

Down payment is not required for Alabama VA Loans
No prepayment penalties
No private mortgage insurance to pay each month
Alabama VA Loan closing costs can be paid by the seller
AL loans are assumable by qualified borrowers
Veteran may reuse entitlements

There are a number of VA Loan programs in Alabama including Alabama Purchase Loans, Cash-Out Refinance, etc. Apply now or contact Home Point Financial’s loan specialists to learn more about VA Loans in Alabama.

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