Home Point Financial Blog

3 Popular Mortgage Programs for First-Time Homebuyers

Posted by Home Point Financial on Apr 28, 2017

Buying your first home is an exciting milestone in your life. But without the proper saving, research and planning, this happy time can turn into a stressful situation. First-time homebuyers often don’t realize how many different loan programs are available to them, even with a lower down payment….

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4 Things That Can Stall Your Mortgage Approval

Posted by Home Point Financial on Apr 26, 2017

While mortgage applications are assessed on a case-by-case basis, there are factors that everyone should avoid to keep the approval process on track. Be sure to use our tips below to avoid stalling your mortgage approval!…

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How to Get a Mortgage After Foreclosure

Posted by Home Point Financial on Apr 24, 2017

If you are trying to purchase a home after a foreclosure, you are not alone. In the past decade, millions of homeowners went through foreclosure, due to sky-high housing prices and dropping property values combined with a financial downturn. Now that the housing market is more stable, we are beginning to move past these difficult times….

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Tips to Spring Clean Your Finances

Posted by Home Point Financial on Apr 19, 2017

Spring cleaning is a longstanding tradition in our culture. But before you break out the cleaning supplies, you may be long overdue to organize your finances. Not only will this help simplify things for you, it also will set you up for months of financial success. Use our tips below to spring clean your finances!…

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Why You Shouldn’t Worry About Rising Mortgage Rates

Posted by Home Point Financial on Feb 20, 2017

While we saw mortgage rates at near historic lows in 2016, the year ended with rates at their highest levels since 2014. Mortgage rates began rising after the 2016 presidential election, and experts are predicting that they will continue to rise (at a slower pace) in 2017. But don’t panic. In fact, rates are still very low and now is a great time to refinance or purchase before rates rise again….

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4 Must Haves for Your Next Home

Posted by Home Point Financial on Feb 14, 2017

Have you been noticing your growing family is running out of room in your current home, or that your new job has more than doubled your commute? These may be signs that its time to buy a new home. Before you begin your house search, use our ideas below to create a list of must haves for your next home, so you will be happy in it for years to come!…

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4 Tips for Selling Your Home in the Winter

Posted by Home Point Financial on Feb 8, 2017

Spring and fall are typically the ideal seasons for selling a home, but there are some circumstances that may require you to put your house on the market during the winter months. While there may be some challenges, it’s important to stay hopeful; people are still looking to buy, and you have less competition on the market. Use our tips below to help sell your home this winter!…

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The Pros And Cons Of Condos

Posted by Home Point Financial on Feb 6, 2017

Condominiums and townhouses offer an affordable option to single-family homes in most areas. But consider these facts before you buy….

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Top Cities to Live in 2017

Posted by Home Point Financial on Jan 19, 2017

Moving to a new city can be both an exciting and stressful time. Whether you’re a first time homebuyer or you’re looking to make a change in 2017, you’re going to want to move to an affordable, fun and economically diverse city. Below are our top suggestions of where to live in 2017!…

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Housing Trends for 2017

Posted by Home Point Financial on Jan 13, 2017

According to the Urban Land Institute’s annual Emerging Trends in Real Estate Report, the United States real estate market is in a better place compared to the rest of the world. If you’re thinking about buying a home in 2017, be sure to familiarize yourself the market trends below….

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6 Facts about VA Loans

Posted by Home Point Financial on Jan 9, 2017

While more and more veterans are taking advantage of the benefits VA loans offer, some veterans are not familiar with all of the program’s unique benefits and quirks. Do you think you are eligible to qualify for a VA loan? Learn more about the program….

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5 New Year’s Resolutions to Help You Save Money

Posted by Home Point Financial on Jan 4, 2017

Image via Pexels Are you thinking of different New Year’s resolutions to help you save in 2017? We…

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How to Budget During the Holidays

Posted by Home Point Financial on Dec 6, 2016

The holidays are a joyous time of year, but if you’re not careful they can set you up for months of stress and debt to pay off. Follow our tips below to help keep your finances in order during the holiday season!…

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What to Look for When You’re Loan Shopping

Posted by Home Point Financial on Nov 30, 2016

Just like you invest plenty of time searching for the perfect house, you should spend time looking for the best loan to fit your financial needs. Saving even a little bit of money on your rate will add up over the years. Below are some tips to use to help you make the right choice for your loan….

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How Millennials are Reshaping the Housing Market

Posted by Home Point Financial on Nov 28, 2016

According to the latest housing trends report by Zillow, 50% of today’s homebuyers are 36 years old or younger. In addition, 47% are first-time buyers and 63% of people selling a home are doing so for the first time. With Millennials just beginning to enter the housing market, they are reshaping the market with their new approaches to shopping, financing, and purchasing their first homes….

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