PHONE 888-616-6866

Get a Quote or See if You Qualify

Blog Archive

First Time Homebuyers: What Can You Afford?

Posted by Home Point Financial on

When first time homebuyers come into our office, one of the most common questions they have is regarding what price tag they can afford on a home. This is a critical question that will need to be answered to help buyers develop a budget, look for a home, and determine how much money they will need to borrow….
Read More >

What is an LTV Ratio?

Posted by Home Point Financial on

LTV stands for Loan-To-Value ratio. This is a term you may hear thrown around by lenders to express the ratio of a loan, to the value of the property you are looking to purchase. Lenders and banks will use this term to assess the risk associated with lending money for a mortgage. For example, a high LTV ratio is seen as a higher lending risk than a low LTV ratio….
Read More >

FHA Loan: Are you Eligible?

Posted by Home Point Financial on

A Federal Housing Administration Loan (FHA loan) is designed to help prospective homeowners who don’t qualify for conventional mortgages. With FHA loans, there is a much lower down payment required, and more lenient credit underwriting….
Read More >

Try our comprehensive mortgage calculators

 

Crunch the numbers for yourself to discover your monthly payment, total cost of loan and more.

Lower your monthly payments today!

 

Rates are still near historic lows. It’s not too late to refinance to lower your monthly payments.

Buying a new home?
We can help.

 

Our New Homebuyer page is full of information you need to get comfortable with the process.

Get started today!
Get a quote.

 

Simply share with us a few details to begin and we’ll find the right financing for your particular needs.