VA Loans for California Veterans
Are you a California resident and a veteran interested in purchasing or refinancing a home in Los Angeles, San Diego, Newport Beach, San Jose or elsewhere in California? Home Point Financial proudly offers VA Loans to American Veterans. CA VA Loans are available to veterans, active duty service members, US National Guard and reserve members, surviving spouses and others seeking home ownership in California.
Requirements and Eligibility for VA Loans
- Eligible for California home purchases where the qualified borrower is going to occupy the property
- Good credit score
- Sufficient income
- Valid Certificate of Eligibility
Features and Benefits of VA Loans
- Down payment is not required for California VA Loans
- No prepayment penalties
- No private mortgage insurance to pay each month
- California VA Loan closing costs can be paid by the seller
- CA loans are assumable by qualified borrowers
- Veteran may reuse entitlements
There are a number of VA Loan programs in California including California Purchase Loans, Cash-Out Refinance, etc. Apply now or contact Home Point Financial’s loan specialists to learn more about VA Loans in California.




