Florida HARP Loans
What is the HARP Loan Program in Florida?
The US Government’s Home Affordable Refinance Program (HARP) is a program designed to help Florida homeowners refinance their Florida home in situations where home value has declined and, as a result, other FL home loan refinancing programs are not an option. H.A.R.P. loans in that state of Florida are meant to help homeowners obtain a more affordable and stable FL mortgage.
FL HARP Loan Requirements
- Florida homeowners who currently owe more their FL mortgage than the home’s current market value
- Have private mortgage insurance in Florida
- Have a Fannie Mae or Freddie Mac insured loan
- Have wanted to refinance in Florida but were told they didn’t qualify
- Florida refinances of up to 95 percent loan-to-value
- Good payment history on current Florida loan
- Additional requirements apply
Do refinance fees for HARP Loans in Florida apply?
Florida HARP loans require underwriting and a loan application process and underwriting process so refinance fees will apply.
Apply for a HARP Loan Today
Apply now or contact the FL HARP lenders at Home Point Financial to learn more about the Florida HARP program and eligibility.
