VA Home Loans for Florida Residents
Are you a veteran interested in purchasing or refinancing a home in Jacksonville, Miami, St. Petersburg, Tampa or elsewhere in Florida? Home Point Financial proudly offers Florida VA Loans to American Veterans. FL VA Loans are available to veterans, active duty service members, US National Guard and reserve members, surviving spouses and others seeking home ownership in Florida.
Requirements and Eligibility for Florida VA Loans
- Eligible for FL homes which the qualified borrower is going to occupy
- Good credit score
- Sufficient income
- Valid Certificate of Eligibility
VA Loan Benefits and Features
- Down payment is not required for Florida VA Loans
- No prepayment penalties
- No private mortgage insurance to pay each month
- Florida VA Loan closing costs can be paid by the seller
- FL loans are assumable by qualified borrowers
- Veteran may reuse entitlements
There are a number of VA Loan programs in Florida including Florida Purchase Loans, Cash-Out Refinance, etc. Apply now or contact Home Point Financial’s loan specialists to learn more about VA Loans in Florida.




