What is the HARP Loan Program in Georgia?
The US Government’s Home Affordable Refinance Program (HARP) is a program designed to help Georgia homeowners refinance their Georgia home in situations where home value has declined and, as a result, other GA home loan refinancing programs are not an option. H.A.R.P. loans in that state of Georgia are meant to help homeowners obtain a more affordable and stable GA mortgage.
Loan Requirements
- Georgia homeowners who currently owe more their GA mortgage than the home’s current market value
- Have private mortgage insurance in Georgia
- Have a Fannie Mae or Freddie Mac insured loan
- Have wanted to refinance in Georgia but were told they didn’t qualify
- Georgia refinances of up to 95 percent loan-to-value
- Good payment history on current Georgia loan
- Additional requirements apply
Do refinance fees for HARP Loans in Georgia apply?
Georgia HARP loans require underwriting and a loan application process and underwriting process so refinance fees will apply.
The Leading Georgia HARP Lenders
Apply now or contact the GA HARP lenders at Home Point Financial to learn more about the Georgia HARP program and eligibility.
