VA Loan / Mortgage Company

Are you a US veteran interested in purchasing or refinancing a home in Detroit, Grand Rapids, Sterling Heights, Warren or elsewhere in Michigan? Home Point Financial proudly offers Michigan VA Loans to American Veterans. MI VA Loans are available to veterans, active duty service members, US National Guard and reserve members, surviving spouses and others seeking home ownership in Michigan.

Requirements and Eligibility for Michigan VA Loans

Eligible for MI homes which the qualified borrower is going to occupy
Good credit score
Sufficient income
Valid Certificate of Eligibility

Features and Benefits

Down payment is not required for Michigan VA Loans
No prepayment penalties
No private mortgage insurance to pay each month
Michigan VA Loan closing costs can be paid by the seller
MI loans are assumable by qualified borrowers
Veteran may reuse entitlements

Start the VA Loan Application Process There are a number of VA Loan programs in Michigan including Michigan Purchase Loans, Cash-Out Refinance, etc. Apply now or contact Home Point Financial’s loan specialists to learn more about VA Loans in Michigan.

Try our comprehensive mortgage calculators

Crunch the numbers for yourself to discover your monthly payment, total cost of loan and more.

Lower your monthly payments today!

Rates are still near historic lows. It's not too late to refinance to lower your monthly payments.

Buying a new home?
We can help.

Our New Homebuyer page is full of information you need to get comfortable with the process.

Get started today!
Get a quote.

Simply share with us a few details to begin and we'll find the right financing for your particular needs.