New Hampshire HARP Lender
What is the HARP Loan Program ?
The US Government’s Home Affordable Refinance Program (HARP) is a program designed to help New Hampshire homeowners refinance their New Hampshire home in situations where home value has declined and, as a result, other NH home loan refinancing programs are not an option. H.A.R.P. loans in that state of New Hampshire are meant to help homeowners obtain a more affordable and stable NH mortgage.
NH HARP Loan Requirements
- New Hampshire homeowners who currently owe more their NH mortgage than the home’s current market value
- Have private mortgage insurance in New Hampshire
- Have a Fannie Mae or Freddie Mac insured loan
- Have wanted to refinance in New Hampshire but were told they didn’t qualify
- New Hampshire refinances of up to 95 percent loan-to-value
- Good payment history on current New Hampshire loan
- Additional requirements apply
Do refinance fees for HARP Loans in New Hampshire apply?
New Hampshire HARP loans require underwriting and a loan application process and underwriting process so refinance fees will apply.
Apply for a HARP Loan
Apply now or contact the NH HARP lenders at Home Point Financial to learn more about the New Hampshire HARP program and eligibility.




