New Jersey (NJ) Loans
The “Garden State” is home to the exciting Atlantic City, where you can enjoy its famous casinos, clubs and restaurants. It also has its very own hockey team, the New Jersey Devils, who have managed to win the Stanley Cup three times. Of course, one of the best features of New Jersey is the Jersey shore. People of all ages have and will create memories that last a lifetime from beaches like Point Pleasant, Long Beach Island and Cape May. In 2012, over 900 loans have been funded by Home Point Financial in this state alone. For those of you who need help with any financing needs on your homes, please contact our corporate office in Parsippany or one of our branches in Sewell, Gibbsboro, Hainesport, Hackensack, and Toms River. Home Point Financial has helped first time and seasoned homeowners in New Jersey find financing for many years. Our experienced team of New Jersey mortgage professionals have helped homeowners secure conventional, FHA, VA loans, reverse mortgages and much more in Newark, NJ, Jersey City, NJ, Paterson, NJ, Gibbsboro, NJ, and throughout the state of New Jersey.
New Jersey Mortgage Options
Home Point Financial is a licensed New Jersey mortgage lender who remains true to its mission of providing competitive New Jersey loan options while maintaining the fastest closing rates in the industry. Home Point Financial offers a number of loan options in NJ.
- Conventional Home Loans – 10 year, 15 year, 30 year, ARM, second home loans, etc.
- Reverse Mortgages
- FHA Loans
- VA Loans (veterans)
- USDA Loans
- Harp Loans
NJ Home Mortgage Rates
New Jersey rates on mortgages vary based on a number of factors including (but not limited to):
- New Jersey loan type (conventional, FHA, VA, etc.)
- Credit profile (buyer credit history, credit score, etc.)
- New Jersey property type (single-family, multi-family, mobile home, etc.)
- Mortgage term (15-year, 30 year, etc.)
- Loan size
- Appraisal value (home/property appraisal value)
- Occupancy
- Subordinate financing
Each of these factors affects the NJ mortgage rates and our New Jersey mortgage specialists are available to provide specific answers based on your situation. In the meantime, Home Point Financial’s New Jersey mortgage payment calculator will help estimate payments.
Home Point Financial’s Home Loan Information
Ready to take the next step in securing a New Jersey home loan? Apply Online or contact Home Point Financial and put our experience to work for you!
