Pennsylvania HARP Loans
Home Point Financial’s HARP Loan Program
The US Government’s Home Affordable Refinance Program (HARP) is a program designed to help Pennsylvania homeowners refinance their Pennsylvania home in situations where home value has declined and, as a result, other PA home loan refinancing programs are not an option. H.A.R.P. loans in that state of Pennsylvania are meant to help homeowners obtain a more affordable and stable PA mortgage.
PA HARP Loan Requirements
- Pennsylvania homeowners who currently owe more their PA mortgage than the home’s current market value
- Have private mortgage insurance in Pennsylvania
- Have a Fannie Mae or Freddie Mac insured loan
- Have wanted to refinance in Pennsylvania but were told they didn’t qualify
- Pennsylvania refinances of up to 95 percent loan-to-value
- Good payment history on current Pennsylvania loan
- Additional requirements apply
Do refinance fees for HARP Loans in Pennsylvania apply? Pennsylvania HARP loans require underwriting and a loan application process and underwriting process so refinance fees will apply.
Apply for a HARP Loan
Apply now or contact the PA HARP lenders at Home Point Financial to learn more about the Pennsylvania HARP program and eligibility. Home Point Financial has branches in Allentown, Camp Hill, King of Prussia, and Wyomissing, PA.
