South Carolina VA Home Loans / Mortgages (SC)
Are you a veteran interested in purchasing or refinancing a home in Columbia, Charleston, Mt. Pleasant, North Charleston or elsewhere in South Carolina? Home Point Financial proudly offers South Carolina VA Loans to American Veterans. SC VA Loans are available to veterans, active duty service members, US National Guard and reserve members, surviving spouses and others seeking home ownership in South Carolina.
South Carolina VA Loan Requirements
- Eligible for SC homes which the qualified borrower is going to occupy
- Good credit score
- Sufficient income
- Valid Certificate of Eligibility
Benefits of VA Loans
- Down payment is not required for South Carolina VA Loans
- No prepayment penalties
- No private mortgage insurance to pay each month
- South Carolina VA Loan closing costs can be paid by the seller
- SC loans are assumable by qualified borrowers
- Veteran may reuse entitlements
There are a number of VA Loan programs in South Carolina including South Carolina Purchase Loans, Cash-Out Refinance, etc. Apply now or contact Home Point Financial’s loan specialists to learn more about VA Loans in South Carolina.
