HARP Loans for Vermont Homeowners
The US Government’s Home Affordable Refinance Program (HARP) is a program designed to help Vermont homeowners refinance their Vermont home in situations where home value has declined and, as a result, other VT home loan refinancing programs are not an option. H.A.R.P. loans in that state of Vermont are meant to help homeowners obtain a more affordable and stable VT mortgage.
VT HARP Loan Requirements
- Vermont homeowners who currently owe more their VT mortgage than the home’s current market value
- Have private mortgage insurance in Vermont
- Have a Fannie Mae or Freddie Mac insured loan
- Have wanted to refinance in Vermont but were told they didn’t qualify
- Vermont refinances of up to 95 percent loan-to-value
- Good payment history on current Vermont loan
- Additional requirements apply
Do refinance fees for HARP Loans in Vermont apply?
Vermont HARP loans require underwriting and a loan application process and underwriting process so refinance fees will apply.
Vermont HARP Loan Lenders
Apply now or contact the VT HARP lenders at Home Point Financial to learn more about the Vermont HARP program and eligibility.
