Virginia VA Home Loans

Are you a veteran interested in purchasing or refinancing a home in Virginia Beach, Norfolk, Richmond, Chesapeake or elsewhere in Virginia? Home Point Financial proudly offers Virginia VA Loans to American Veterans. VA VA Loans are available to veterans, active duty service members, US National Guard and reserve members, surviving spouses and others seeking home ownership in Virginia.

Requirements and Eligibility for Virginia VA Loans

  • Eligible for VA homes which the qualified borrower is going to occupy
  • Good credit score
  • Sufficient income
  • Valid Certificate of Eligibility

VA Loans (Virginia) – Benefits and Features

  • Down payment is not required for Virginia VA Loans
  • No prepayment penalties
  • No private mortgage insurance to pay each month
  • Virginia VA Loan closing costs can be paid by the seller
  • VA loans are assumable by qualified borrowers
  • Veteran may reuse entitlements

There are a number of VA Loan programs in Virginia including Virginia Purchase Loans, Cash-Out Refinance, etc. Apply now or contact Home Point Financial’s loan specialists to learn more about VA Loans in Virginia.


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