Low Down Payment
Refinance
Large Loan Amounts
ARMs
Flexible Qualifying Criteria
ConstructionLoan Programs
We feature a variety of loan programs to suit most any need.
We’ve organized our loan programs according to the features they include. Use the icons to help select by loan qualifier. Select each loan program to learn more.
Low Down PaymentRefinanceLarge Loan AmountsARMsFlexible Qualifying CriteriaConstruction
VA
Veterans and active duty service members can make home ownership a reality through the VA Loan Program. This program has low down payment options for purchase, competitive rates and a streamlined refinance option that reduces documentation needed to close – the VA Interest Rate Reduction Refinance Loan (IRRRL). The IRRRL is a longstanding program to honor veterans; this offering allows for qualifying flexibilities and other options not offered in any other loan program.
Advantages
- No down payment
- No private mortgage insurance
- Fixed-Rate Mortgage options available with 15- to 30- year terms
- Adjustable Rate Mortgages (ARMs) available
- Refinance with the VA IRRRL
- Minimum credit score of 580