At Home Point Financial, we want you to know that we are serious about our responsibility to keep your information confidential and secure. This notice explains how we protect, collect and share your information. Please read this carefully to understand what we do. Maintaining your privacy and safeguarding your confidentiality is of extreme importance to us.
Collecting your personal information allows us to assist you with your financial needs. Only our employees who need to have access to your information to perform their jobs are authorized to have access to your personal information.
Scope of Policy
How Do We Collect Information? We only collect your personal information when you voluntarily submit a loan application to us. We may ask you to show your driver's license, provide your employment history, provide us your contact information or give us your wage statements. We may also need information concerning your assets, income, debts and obligations. To process your loan application, we also collect your personal information from others, such as consumer reporting agencies (also called credit bureaus).
What Information Do We Gather? The types of information we collect and share depend on the product or service you have with us. This information can include: your contact information, your social security number, your credit information and your property value.
We may also provide certain information to others when the law requires it, for example when the information is subpoenaed, to prevent fraud or to comply with a request from a government regulator or agency.
Home Point Financial does not sell its customer lists, customer information, or non-public information. When allowed by you and as permitted by law, there are instances when your personal information may be shared with third parties. These third parties that receive your information may not use this information for their own purposes and may not give to anyone else, unless it is to help close your loan. To process your transactions, maintain your account or report to credit bureaus we cannot limit this sharing. All financial companies need to share customer's personal information to run their everyday business.
Federal and state regulations require that we store completed loan applications and information for a certain period of time. We must comply with these regulations and cannot completely delete your information until the requisite amount of time has passed.
- We do not sell, rent or lease your personal information to any other third parties.
- We don't use this information to contact you in the future for any other reason.
- We do not offer advertising on our site and do not share any of your information with advertisers, marketers or any other third parties.
We will only contact you to offer our products and services to you. We also can share your information for joint marketing with other financial companies.
When you are a new customer, we can begin sharing your information 30 days from the date we send this notice. When you are no longer a customer, we continue to share your information as described.
You can limit this sharing by contacting us at any time through the methods listed below.
If you would like to opt out of our marketing and communications, please send an email to email@example.com.