Low California Mortgage Rates
California is the most populous state in the USA and offers everything from luxurious beachfront homes on the Pacific, to secluded mountainside communities and beautiful state parks. For years, California has been a popular place to live, work and retire while offering something for everyone. Home Point Financial has helped first timers and seasoned homeowners alike find financing in California for many years. Our experienced team of California mortgage professionals have helped homeowners secure conventional, FHA, VA loans, reverse mortgages and much more in Los Angeles, CA, San Diego, CA, San Jose, CA, Newport Beach, CA, Santa Rosa, CA, and throughout the state of California.
Popular California Loan Options
Home Point Financial is a California mortgage lender who remains true to its mission of providing competitive California loan options while maintaining the fastest closing rates in the industry. Home Point Financial offers a number of California home loan types.
- Conventional Home Loans – 10 year, 15 year, 30 year, ARM, second home loans, etc.
- FHA
- VA Loans
- USDA Loans
- California Reverse Mortgages
- CA HARP Loans
- HomeReady Loans
California (CA) Mortgage Rates
California rates on mortgages vary based on a number of factors including (but not limited to):
- California loan type (conventional, FHA, VA, etc.)
- Credit profile (buyer credit history, credit score, etc.)
- California property type (single-family, multi-family, mobile home, etc.)
- Mortgage term (15-year, 30 year and other terms)
- Loan size
- Appraisal value (home/property appraisal value)
- Occupancy
- Subordinate financing
Each of these factors affects the CA mortgage rates and our California mortgage specialists are available to provide specific answers based on your situation. In the meantime, Home Point Financial’s California mortgage payment calculator will help estimate payments.
Contact the California Home Loan Experts
Ready to take the next step in financing or refinancing a California home? Apply Online or contact Home Point Financial in California and put our experience to work for you!
