Michigan Home Loans – Home Point Financial

When in Michigan, you will always be 85 miles from any one of the five Great Lakes and have access to the longest fresh water shoreline in the world. Travel back in time and visit Mackinac Island where you can experience what it was like during Victorian times. If you would like to make Michigan your home, call Home Point Financial and we would be happy to help in any way you may need. Home Point Financial has helped first time and seasoned homeowners in Michigan find financing for many years. Our experienced team of Michigan mortgage professionals have helped homeowners secure conventional, FHA, VA loans, reverse mortgages and much more in Detroit, MI, Grand Rapids, MI, Warren, MI, Sterling Heights, MI, and throughout the state of Michigan.

Financing and Refinancing Options

Home Point Financial is a licensed Michigan mortgage lender who remains true to its mission of providing competitive Michigan loan options while maintaining the fastest closing rates in the industry. Home Point Financial offers a number of loan options in MI.

Low Michigan (MI) Mortgage Rates

Michigan rates on mortgages vary based on a number of factors including (but not limited to):

  • Michigan loan type (conventional, FHA, VA, etc.)
  • Credit profile (buyer credit history, credit score, etc.)
  • Michigan property type (single-family, multi-family, mobile home, etc.)
  • Mortgage term (15-year, 30 year, etc.)
  • Loan size
  • Appraisal value (home/property appraisal value)
  • Occupancy
  • Subordinate financing

Each of these factors affects the MI mortgage rates and our Michigan mortgage specialists are available to provide specific answers based on your situation. In the meantime, Home Point Financial’s Michigan mortgage payment calculator will help estimate payments.

Contact the Michigan Home Loan Experts

Ready to take the next step in securing a Michigan home loan? Apply online or contact Home Point Financial and put our experience to work for you!


Try our comprehensive mortgage calculators

 

Crunch the numbers for yourself to discover your monthly payment, total cost of loan and more.

Lower your monthly payments today!

 

Rates are still near historic lows. It's not too late to refinance to lower your monthly payments.

Buying a new home?
We can help.

 

Our New Homebuyer page is full of information you need to get comfortable with the process.

Get started today!
Get a quote.

 

Simply share with us a few details to begin and we'll find the right financing for your particular needs.