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How does the Hippo Insurance monthly payment work at Homepoint?

If you are buying a new home or refinancing

If you are buying a new home, signing up for Hippo’s monthly escrow option means that you don't need to bring as much cash to the closing table because we are able to reduce the required balance in your Homepoint escrow account

If you are switching to a Hippo Insurance policy with the monthly payment option

If you are a homeowner switching from a current provider to a Hippo Insurance policy, you may get cash back if there are excess funds in your escrow account now.